Planned Giving Programs

Planned Giving Programs are designed to give individuals the opportunity to make a gift that will create a legacy for themselves, while at the same time allow a charitable organization to continue its mission for many years to come. Since planned gifts are given from a donor’s capital or life assets rather than through earned income, they require “planning” and are often transmitted to a nonprofit organization through a legal instrument such as a will or trust. Planned giving is an integral part of CONCERN’s comprehensive and balanced development program.

All of the following planned giving vehicles can have significant income tax implications. CONCERN – Professional Services for Children, Youth, and Families is not engaged in rendering legal or tax advisory service. For advice and assistance in specific cases, services of an attorney, accountant or other professional advisors should be obtained.

Outright & Endowed Gifts

Outright gifts can make an immediate and dramatic impact on vital areas of need such as new facilities and renovation projects. An endowment fund perpetuates your support of CONCERN. The principal of your gift is left intact, while the interest generated provides permanent support of an area you designate.

Gifts of Real Estate

A gift of real estate to CONCERN can provide benefits for both you and CONCERN. You will need to have your gift appraised by an independent appraiser to determine the value of your donation. Also, please consult with CONCERN to make sure your gift is appropriate to the needs and mission of the agency.

Gifts from IRAs

An individual may have multiple Individual Retirement Accounts and each IRA account can name a separate beneficiary(s) including the naming of a charity.

Life Income Gifts

A life income gift allows you to receive income while making a significant gift to CONCERN. These arrangements include the charitable remainder trust, charitable gift annuity, and the pooled income fund. The benefits include income payments for your life and the life of your spouse (or someone else), should you choose.

Gifts of Life Insurance

Often overlooked as an asset, life insurance provides a variety of planned giving opportunities, both outright and deferred:

A paid-up policy may be assigned irrevocably to CONCERN.
A policy on which premiums remain to be paid may be assigned irrevocably.
CONCERN may be named as primary, secondary or contingent beneficiary, but the donor retains ownership of the policy.
The dividends of a participatory policy may be assigned to CONCERN.

Bequests

A bequest for the benefit of CONCERN can be included in the body of your will, or through a codicil (an amendment to your will), or your revocable living trust. Please use CONCERN’s legal name of CONCERN – Professional Services for Children, Youth, and Families when naming CONCERN as a beneficiary. You also may designate how your bequest should be used.

Appreciated Securities

Many individuals with appreciated securities have made the decision to donate selected stocks to nonprofit organizations such as CONCERN. CONCERN has a brokerage account to assist in facilitating these types of transactions.
As you contemplate your annual giving, please consider some of the benefits of a gift of appreciated securities:

Your charitable tax deduction is based on the appreciated value of your stock as long as you have held the stock for at least 12 months and a day.
You pay no capital gains on gifts of stock to CONCERN.
You may pay no broker’s fees or sales commissions.
You will have the satisfaction of helping the more than 500 children in our care.

For more information about these gift options or any of CONCERN’s fundraising activities, please contact the development department at 800-562-1427.

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